Showing posts with label Coupons. Show all posts
Showing posts with label Coupons. Show all posts

Wednesday, September 28, 2011

Coupon Organization

I like to coupon.  It's true.  However, when I watch a particular show about people who are extreme in this area I have a difficult time wrapping my head around the fact that they spend 35+ hours a week cutting coupons, planning, etc.  I will soon have three girls three and under -- I don't have that kind of time to spend and if I did there are other things I would rather do with that time.  That's just where I am with things.  However, with the increase in food prices and our growing family I want to make our dollars stretch.  I have to find a happy balance.  So, I appreciate the coupon service that I subscribe to and the websites that do many of the coupon to product match-ups for me.

Another thing that was taking up a lot of my time was clipping the coupons.  I would tend to clip almost ALL the coupons (minus things like make-up or pet food or other things that I knew we would NEVER use, etc) -- I clipped because I thought, "If I don't it will be on super sale or free and I will miss out!"  It may not have been such a big deal if I only had one copy of each coupon insert.  However, there are week that I can end up with three or more of the inserts.  I didn't want to cut ALL of them out just in case.  Because then after they are cut they were entered into a spreadsheet.  UGH.  Drive me bananas!!

So, I streamlined it a bit.

I purchased a portable file box and some hanging folders.  My simple system was ready to put in place.  I mark the coupon insert boldly with a marker with the date on front.  Create a label for that date on a folder.  Slide them in and there you go.  When I get to where I need more folders I will return to the front of the folder and check those inserts for coupons that may still be good.  However, odds are they will all be expired.  Toss the old inserts in the recycle bin, create new label, and we are good to go.

Honestly, I have over a month's worth of inserts to file.  I have just been lazy lately.  Although, I think with about 30 minutes after the girls go down for nap I will be all caught up.  Easy peasy.

The downside to this method is that you are not as familiar with what coupons you have on hand.  I'm okay with that right now.  However, I can also look through the inserts before I file them to help with that some.  For those that like having ALL their coupons with them in the store just in case this is not the method for you.  I generally just take the coupons for the items that I will buy.  If I find a great deal at the store, I can always go back.  This just helps me stay on budget a bit better.  If I am looking for a particular coupon or if there is one available I simply consult a coupon database that is available through my coupon service and most sites that match up coupons for you.

This saves me the most time right now.  I may go back to the other way some day.  But for now, I really like the simplicity of this method.

Saturday, March 26, 2011

My New Obsession

A couple of years ago (my friends will attest) my obsession was cloth diapers.  Loved cloth  Always wanted more or was trying to see what the next things coming out was.  We still use cloth from time to time, I love the diapers.  I am just not as freakishly-obsessed.  The industry is flooded and I am convinced they will continue to become more and more popular.  That's another post for another day.

While my husband didn't mind my cloth diaper obsession he wasn't a huge fan.  However, he is really starting to love my new obsession but loves to tease me just the same when I get really excited.

So, what is it already?


Coupons!

But coupons are just paper unless you can match them with really great deals.  Then they become money in your pocket.  I'll be sad when the "double-coupon" days disappear after awhile.  They always come back but shopping is just not as fun as when great sales and great coupons are in play.

I just returned from a coupon class here in Phoenix.  It was presented by Practical Saver for those of you here in Arizona.  But there are similar services available nation wide, like Coupon Sense.  Let me say that I was super opposed to using coupons because I never thought they made much of a difference.  When matched up with great sales they are budget altering!

One day I realized things needed to change.  I wasn't sure how it would change but I knew it needed to change.  Some months as I would sit down with Husband to go over finances I would realize I went over budget by $5.  No biggie, right?  But some months it would be $100 or more.  I would cry in apology and promise to get better at it.  Some months were great.  Some months I felt like I had made no progress and had actually regressed.  UGH!  I was convicted in this area of my home management.  I needed to be a better steward.  I talked with several more seasoned wives who were also mothers of quite a few more children than myself.  One told me about Practical Saver and I was at the point of trying anything at least once.  My life has been changed.  Lately we have been coming in at or under budget!!  It's becoming more like a game for me and I am sure some day it will drive my little Princesses crazy.  On the flip side, I hope they learn a lot from this so when they are managing their own homes they will know how to shop the sales.

Yes, I pay someone to do the leg work for me but with the stage in life that I am in I think it is more than justified.  It's not all that much and it has more than paid for itself.  Multiple. Times. Over.  I cannot even begin to tell you.

I am not perfect at this by any means and I am still learning.  Although, I am getting pretty good at this and find that we have plenty.  We even have a box set up for the food bank.  It is such a blessing to be able to extend our food budget to others in need.

Maybe as I move through this and learn I will share with you all what's going on behind the scene's -- since I am kind of doing this for my girls, too.